States Available
Massachusetts
New Hampshire
Rhode Island
Connecticut
Minimum Credit Score
600
Max PPW
$6 with out adders
$10 with adders
If adding adder costs to the loan amount it should not be more than 15% of the total loan costs.
Requirments for Submission:
Pre-qualification (Running Credit Check)
Loan Documents Signed
Team Sunshine Sales Contract (From SOLO)
The primary applicant must be on title and pass the credit check
Trusts are acceptable if the borrower is a trustee
Maximum loan amounts increase based on FICO scores!
Customers with a FICO score of 600-699 will be approved for up to $70,000
Customers with a FICO score of 700+ will be approved for up to $100,000
Maximum approvals up to $150,000 for highest quality borrowers